Who We Are

We’re not just an insurance carrier. We’re a mutual company.

That means we’re focused on you, our policyholders — today, tomorrow and the day after. That’s our promise to you. Whether you’re involved in a fender-bender or you’ve experienced the devastation of a hurricane, we’re here to help.

We offer Homeowners, Renters, Condo Owners, Landlords, Business Owners, Business Auto, Personal Auto, and Umbrella Insurance.

We partner only with selected independent agents in Maine, New Hampshire, Massachusetts, Rhode Island, Connecticut, lower New York and New Jersey. To find an agent near you, click here.

Local independent agents are your advocates. They can help you select an individualized insurance program for your needs.

As a mutual company, we don’t need to answer to stockholders — our policyholders, our agents, and our employees are our priority and we answer to you. We adopt a long-term vision in our company keeping the focus on protecting our customers when they have a loss.  With our leadership team and dedicated employees, you can trust that we will provide service, security and stability for our policyholders.

Our alliances with many insurance associations provide us with educational resources to stay knowledgeable on industry issues. We are members of the National Association of Mutual Insurance Companies (NAMIC) and the Mutual Fire Insurance Association (MFIA).