Purchasing a home may be the largest investment you make. However, you’ll make memories, purchase new belongings and make it your own. With our homeowner’s insurance, you’re protected against unpredictable events and exposures. After all, we’re here to protect what you love.
We offer a variety of homeowner’s coverage to fit your specific needs. When you work with an independent insurance agent, you will be protected against many of life’s unexpected events.
|Your Home and Other Structures When you purchase homeowner's insurance, you are insured for the amount it would cost to rebuild your home today.
|Personal Property You may have accumulated many belongings over the years. Furniture, clothes, electronics and more are covered under your homeowner’s policy. If you have expensive items such as jewelry and art, you may need separate coverage.
|Personal Liability You’ll have legal representation and financial protection. If you are found to be legally responsible for an injury to a guest on your property or for damage you cause to another’s property, you'll be protected under your homeowner's policy.
|Additional Living Expenses: If you’ve experienced a loss and cannot live in your home, your homeowner’s policy covers your expenses for living in a hotel or other temporary arrangement. Your policy may also cover clothing, household goods and meals.
Sometimes, you need more coverage for your assets. That’s why we offer these endorsements and other special coverage:
|Anchor Advantage: Discounted Bundle providing additional coverage including increased limits for money, jewelry, water back-up, business property, and special computer coverage and more.
|The 1800: Save up to 70% on personal property replacement cost, guaranteed replacement cost on the dwelling, personal injury, ordinance or law and identity theft reimbursement. You also have increased limits for money, jewelry, water back-up, business property. and special computer coverage and more.
|Service Line: Did you know you are responsible for repair or replacement to the service lines (water, sewer, gas lines), on your property? With this coverage, we help you with up to $10,000 of repairs.
|Equipment Breakdown: Most homeowner's policies do not cover the cost of repairing and replacing home appliances when they break down unexpectedly. In the modern home with smart-devices and appliances, this coverage is a must.
|Discounted Auto Insurance Premium: You can also save money on your policy when you combine your homeowner's and auto policy.
Insurance can be complicated, but our agents make it easy. If you’re unsure what coverage you need, our agents will work with you. Find an agent in your area.