Billing Options

We have options for you.

We offer several billing options to help you manage your premium payments.

Payment Options

Paid In Full: You can avoid installment fees when you pay your policy premium in full, prior to the effective date of your insurance policies

Mortgagee Billed Policy: With the Mortgagee Billed Policy option, your mortgage provider remits payment for your insurance premium from an escrow account you established. Since the annual premium is paid in-full at the beginning of the policy period, you avoid any installment and service fees.

Electronic Funds Transfer (EFT): When you select Electronic Funds Transfer (EFT) as your payment option, we will automatically deduct your monthly insurance payment from the bank account you select when you sign up. And you avoid installment fees.

Direct Bill: If you prefer to be billed directly, we can offer you several installment options. At the beginning of your policy period, you can choose 4, 5, 9 or 10-pay options. A service charge of $5.00 will be added to each installment.


Payment Methods

By Mail: You can pay your premium by mailing your check to:
Providence Mutual Insurance Company
P.O. Box 6066
Providence, RI 02940-6066

Please be sure to include your policy number on your check.

By Phone: Give us a call at 1-877-763-1800 Monday through Friday between 8:00 am and 4:00 pm – we’re happy to help. We accept electronic withdrawals from your checking or savings account, debit cards, Visa, Mastercard or Discover. No additional processing charges apply beyond the $5.00/installment fee.

Online: You can pay online by electronic check, debit card, Visa, Mastercard or Discover.

Electronic Funds Transfer (EFT): Contact your agent prior to the beginning of your policy to set up EFT. EFT includes 12 equal installments with no service fees. If you would like to set up EFT, complete this form and mail to:
Providence Mutual Insurance Company
Attention: Billing Department
P.O. Box 6066
Providence, RI 02940-6066