Here for you. Today, tomorrow and the day after.

We’re committed to you, our policyholders, every day. Our promise is service, security and stability. We’ve been delivering on this promise since 1800.

Our Products

We offer a variety of insurance products that can protect you financially at a time of loss. We sell all of our products through local independent agents.

Featured Product: Homeowners Equipment Breakdown

When your appliances break down, your wallet shouldn’t have to. Most homeowners’ insurance policies don’t cover the cost of repairing and replacing home appliances when they break down. With Homeowners Equipment Breakdown coverage, we can fill the gaps in your policy.

Our Homeowners Equipment Breakdown coverage provides protection against electrical, mechanical and pressure system breakdown. We protect air conditioning systems, appliances, electrical service panels and more. Contact an independent insurance agent for more information.

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Our Blogs

Whether you’re at home or at work, we have some important insight into different topics for you to consider.

Alternatives to Bagging Leaves

Alternatives to Bagging Leaves

October 8, 2019

Fall is a beautiful time of year — we’re enjoying apple picking, warm-colored leaves, and hayrides. However, we’re also seeing …

Halloween Decorations for Your Home

Halloween Decorations for Your Home

October 2, 2019

Skeletons, witches, and ghosts may be wandering around your neighborhoods soon. It’s time to plan out your Halloween decorations! Here …

Fall Home Maintenance Tips

Fall Home Maintenance Tips

September 17, 2019

As the warm summer months come to an end, it’s time to prepare your home for the upcoming season. Fall …

Our Social Media Feed

Staying social is important to us - we're providing important content and resources to you.

We're a mutual company. We're here to serve you, our policyholders, today, tomorrow and the day after.
"We work with community members every day, that's why it's important for our agency to give back. I am the President of the Arctic Village Association, an organization that represents small businesses in West Warwick. We host a variety of ...
“For those who are young in their career, remember to follow your passion and surround yourself with good, caring people. Stay positive when things don’t work out as planned — be flexible and figure out how to make it work ...
It's officially Fall! It's time for apple picking, pumpkin picking, and apple cider donuts. Which season is your favorite?

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