Providence Mutual tailors our products and services specifically to our policyholders in the Northeast. We understand the cruelty of nature’s storms, the impact of a bad winter, the challenges of congested streets, and the peculiarities of older building construction. We work strictly with independent insurance agents who can help you determine the proper coverage for your individual needs. You can report a loss or pay a bill 24 hours a day. When you need to talk to a person, we’re here to answer a billing question or help settle a claim.  

Providence Mutual is proud of our strong claims satisfaction ratings and the prompt and effective claims service we provide, even after a major disaster. Our employees and independent agents make us a great company with which to do business. We have prospered for over 210 years by commanding a solid financial base and robust capital surplus. As a result, we are actively growing and diversifying our book of business.

Providence Mutual is the oldest mutual insurance company in New England in part because we emphasize doing the right thing for our policyholders. We have a long history and bright future, and have cared for our customers through every conceivable type of disaster. Our policyholders have the peace of mind of knowing we will be here tomorrow, and the day after, and the day after….

A commitment is a guarantee to uphold a promise or financial obligation at a future date, a solemn vow based on trust, loyalty and reputation. Our understanding of commitment hasn’t changed since Providence Mutual was founded, and is one reason we have thrived to become the fifth oldest insurance company in the United States. We honor these commitments to our policyholders every day, backed by over 210 years of meeting our obligations and focusing on the needs of our customers.



Claim Center









  • "We were extremely pleased with the service we received from the adjuster. From her initial contact, we could tell right away that our first experience with filing a Providence Mutual claim was going to go well. The adjuster walked us through the entire process, every step of the way. Having always dealt with a national company, we are happy that our agent recommended that we switch to Providence Mutual."

    Gerard and Karen , policyholders, RI

  • "Everything about the process was handled quickly and professoinally. As a young family, it means the world to us. We would recommend you highly."

    -Kevin and Ashley C, policyholders, RI

  • “I know my agency’s best clients will be served well when they are insured with Providence Mutual. We have represented them for less than two years yet have already grown nicely with them. They are a good Company for an agency like ours and take care of their policyholders.”

    Ryan Towle, agency owner

    Davis & Towle Insurance Group, NH

  • “I am in sales and pride myself on providing excellent service to my customers. It is nice to see you do the same.”

    Michael L., policyholder, CT

  • “The employees at Providence Mutual are very responsive and knowledgeable. When I need to talk to someone, I can count on getting a fast response.  This aspect of doing business is as important to me as it is to my customers.”    

    Kathryn Soderberg, agency owner

    Soderberg Insurance Services, Inc., MA