Providence Mutual is one of the oldest mutual insurance companies in the United States, founded in 1800 in Providence, Rhode Island. Originally chartered to insure homes within a ten-mile radius of the city, we’ve spent more than two centuries protecting what matters most — through everyday claims and defining events like the Great Nantucket Fire, the Hurricane of 1938, and Superstorm Sandy.

As a mutual company, we are owned by our policyholders, not shareholders. That means our focus has always been on delivering personalized service, stable coverage, and long-term security. We partner with independent agents across the Northeast to offer tailored property and casualty insurance solutions for individuals, families, and businesses.

While we are proud of our history, we are focused on the future. We continue to modernize how we serve our customers — investing in digital tools, improving accessibility, and adapting to meet changing risks. Through innovation and resilience, we’re committed to providing the same dependable service we’ve built our name on for over 200 years.