Your Part of the Building
Your condo’s master policy will cover the physical part of the building, while your Condo policy will cover the inside walls, ceiling, floors, additions, alterations and upgrades you make to your unit.
Personal Property
Your belongings – furniture, appliances, electronics, clothing, decor, etc. – are covered under your policy, even if they not in your unit. If you have high value items such as jewelry, fine arts and electronics, talk to your agent about higher limits.
Additional Living Expenses
If a covered loss prevents you from living in your unit, we will provide payment for temporary housing and food costs.
Loss Assessment
When you have a Condo policy with us, we provide protection if your association needs to levy an assessment to its owners because of liability or property losses impacting the entire complex.
Personal Liability
In our litigious society, you may need protection against lawsuits and injuries. Our coverage provides legal assistance and protection if you are responsible for bodily or personal injury to someone else.
