Business Owner's Insurance.

It’s your business — it’s our business to protect it with business owner’s insurance.

As a small business owner, we know you wear many hats. You manage marketing, finance, operations, human resources, product development, IT and many more functions. When you’re insured with us, you can feel comfortable knowing that we’ll take care of you with business owner's insurance.
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Coverage Includes:

Property

We’ll provide coverage for your buildings and business personal property, along with property of others in your care, stock, and more.

General Liability

When you own a small business, you need protection from claims and lawsuits against you for Bodily Injury, Property Damage and Personal and Advertising Injuries resulting from your operation or products. Don’t worry – we have you covered.

Business Income

If you can’t operate your business due to a covered claim you’ll have coverage for lost income, operating expenses and costs incurred while the business is shut down for up to 12 months. Our policy covers certain extra expenses needed to get your business up and running as soon as possible after a loss.

Equipment Breakdown

Almost every business, both large and small, is at risk for employment claims. Our affordable coverage provides protection against allegations of discrimination, wrongful termination, hostile environment and other employment related claims.

Employment Practices Liability

In our litigious society, you may need protection against lawsuits and injuries. Our coverage provides legal assistance and protection if you are responsible for bodily or personal injury to someone else.

Cyber

You may be responsible for breach remediation expenses for your victims, the resulting state fines/penalties, your data recovery and network protection, extortion monies, liability claims, etc. Our Cyber coverage protects you from the threat of a cyber breach that exposes personal identity information of your customers, employees and business partners.

Additional Coverage Includes:

Coverage Enhancement Options

Our Standard Coverage Enhancement adds an additional layer of coverage to your base policy at no cost, increasing protection and security for your business.
Our Preferred Coverage Enhancement and Prestige Coverage Enhancement are optional bundles of broadened coverage and limits to better suit your unique business needs.

Contractors Installation, Tools and Equipment Enhancement

Designed to meet the needs of our specialty trade contractors. You can purchase affordable coverage for loss or damage to materials awaiting installation on job sites, in transit and in storage. Protect your tools and equipment and employees’ tools, as well as cover the expense to rent equipment to replace the damaged piece.

Find an Agent.

Insurance can be complicated, but our agents make it easy. If you’re unsure what coverage you need, our agents will work with you.
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