As much as you’d like, you can’t control what other drivers are doing on the road. Therefore, you need to be prepared for anything to happen while driving. Here are just a few tips to help you avoid a car accident, or help protect you if one happens:
- Make sure your car is routinely and properly serviced and maintained, including brakes, tire pressure and wear, windshield wipers, lights, oil pressure, etc.
- Watch the road – not your phone! Don’t be distracted by incoming calls, emails and texts, the radio, conversations in the car, or other drivers.
- Never drive while physically or mentally impaired by alcohol, drugs, illness, or other causes.
- Two hands on the wheel, two eyes on the road – practice defensive driving all the time, keep safe distance from the cars around you, anticipate a potential accident situation so you can avoid it.
- Pull off the road and call the police to report any driver creating a possibly hazardous situation by racing, speeding, weaving through traffic, swerving, etc.
- Make sure you have adequate insurance limits to protect your assets and savings in the event of a major loss.
- Immediately report any auto incident, no matter how small it seems, to the authorities and us. A small fender bender today could turn into a significant claim later if the other party is hurt and needs medical attention later.