Personal Auto

As much as you’d like, you can’t control what other drivers are doing on the road. Therefore, you need to be prepared for anything to happen while driving. Here are just a few tips to help you avoid a car accident, or help protect you if one happens:

  • Make sure your car is routinely and properly serviced and maintained, including brakes, tire pressure and wear, windshield wipers, lights, oil pressure, etc.
  • Watch the road – not your phone! Don’t be distracted by incoming calls, emails and texts, the radio, conversations in the car, or other drivers.
  • Never drive while physically or mentally impaired by alcohol, drugs, illness, or other causes.
  • Two hands on the wheel, two eyes on the road – practice defensive driving all the time, keep safe distance from the cars around you, anticipate a potential accident situation so you can avoid it.
  • Pull off the road and call the police to report any driver creating a possibly hazardous situation by racing, speeding, weaving through traffic, swerving, etc.
  • Make sure you have adequate insurance limits to protect your assets and savings in the event of a major loss.
  • Immediately report any auto incident, no matter how small it seems, to the authorities and us. A small fender bender today could turn into a significant claim later if the other party is hurt and needs medical attention later.