FAQ about Direct Billing Programs.

Can you explain The Providence's direct billing program?

Whether you are a new policyholder, renewing your policy, or using the Mortgagee Billing Program, the following information provides all the information you need to understand The Providence's Direct Billing Programs.

Payment Options

  • 4 Pay Plan - 25% Down

    3 Installments - Each for 25% of premium billed every 60 days.
  • 5 Pay Plan - 20% Down

    4 Installments - Each for 20% of premium, billed every 45 days.
  • 9 Pay Plan - 20% Down

    8 Installments - Each for 10% of the remaining premium, billed every 33 days.
  • 10 Pay Plan (Rhode Island Automobile Only)

    9 Installments - Each for 1/9 of the remaining premium balance

Service Charges

A service charge of $5.00 will be added to each installment. A charge of $15.00 will be added for insufficient funds or returned checks (with the exception of New Jersey & Rhode Island).