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Billing Options

We are happy to offer you several billing options to help you manage the premium payments on your auto, homeowners or business insurance policy.

Once you've selected a billing plan, visit the Pay Your Bill section to learn more about making your payment.

Paid in Full:
With our Paid In-Full billing option, you can avoid service, or installment fees. All you need to do is pay your annual premium up-front before the effective day of your policy. Depending on the state you live in and what type of insurance policy you buy, you may be eligible for a Paid In-Full Discount.

Mortgagee Billed Policy:
Under this option, your mortgage provider remits payment for your insurance premium from an escrow account you helped to establish. Since the annual premium is paid in-full at the beginning of the policy period, you avoid any service or installment fees.

Electronic Funds Transfer (EFT):
We will automatically deduct your monthly insuance payment from the bank account you specify when you sign-up for our simple and convenient electronic funds transfer program (EFT).

The EFT bill plan includes 10 equal installments and no service fees. You have the option of choosing the 5th, 15th or 25th of each month as the date of withdrawal.

Direct Bill:
If you prefer to be billed directly, we can offer you several installment options. At the beginning of your policy, simply choose an installment plan from this list below. A service charge of $5.00 will be added to each installment. 

Billing
Plan
Down
Payment
Number of
Installments
Installment
Amount
Bill
Frequency
4 – Pay 25% 3 25% of outstanding premium Every 60 days
5 – Pay 20% 4 20% of outstanding premium Every 45 days
9 – Pay 20% 8 10% of outstanding premium Every 33 days
10 - Pay
(RI personal auto only) 
15% 9 9.44% of outstanding premium Every 28 days
(approximate)